Lender Checklist: What You Need for a Mortgage
? W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for every
person signing the loan.
? Copies of at least one pay stub for each person signing the loan.
? Account numbers of all your credit cards and the amounts for any outstanding balances.
? Copies of two to four months of bank or credit union statements for both checking and savings
? Lender, loan number, and amount owed on other installment loans, such as student loans and
? Addresses where you’ve lived for the last five to seven years, with names of landlords if
? Copies of brokerage account statements for two to four months, as well as a list of any other major assets of
value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
? Copies of your most recent 401(k) or other retirement account statement.
? Documentation to verify additional income, such as child support or a pension.
? Copies of personal tax forms for the last two to three years.
Used with permission from Real Estate Checklists & Systems, www.realestatechecklists.com