Click on the following links to view our listings and for more information:


5 Things to Know About Homeowners Insurance


30 articles in All

Cataloochee Valley Elk Information

Seller's Agent Information

Attractions at Maggie Valley

Staging Your Home

Miniature Golf

Buyer's Agent

Upcoming Events

Purchasing Foreclosure and Bank-Owned Properties

Common First-Time Buyer Mistakes

5 Property Tax Questions You Need To Ask

10 Questions to Ask Your Lender When Financing a Home

8 Tips to Guide Your Home Search

5 Factors That Decide Your Credit Score

Lender Checklist: What You Need for a Mortgage

What You Can Do To Improve Your Credit Score

5 Things to Know About Title Insurance

10 Questions to Ask Your Home Inspector

Maggie Valley Real Estate Deals

Buy Maggie Valley Real Estate

See the full list 
5 Things to Know About Homeowners Insurance


1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately.

2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.

3. Know the replacement cost. If your home is destroyed you’ll receive money to replace it only to the maximum of your coverage, so be sure your insurance is sufficient. This means that if your home is insured for $150,000 and it costs $180,000 to replace it, you’ll only receive $150,000.

4. Know the actual cash value. If you chose not to replace your home when it’s destroyed, you’ll receive replacement cost, less depreciation. This is called actual cash value.

5. Know the liability. Generally your homeowner’s insurance covers you for accidents that happen to other people on your property, including medical care, court costs, and awards by the court. However, there is usually an upper limit to the amount of coverage provided. Be sure that it’s sufficient if you have significant assets.

Used with permission from Real Estate Checklists & Systems, www.realestatechecklists.com.







If you have any questions or would like more information, please call us at 877-296-0400 or 828-926-0400, email us, or use our online request form.

Bookmark and Share